NILS No Interest Loan Scheme

The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit.

NO FEES

NO CHARGES

NO INTEREST

Loans are between $300 and $1,200 for essential goods and services such as fridges, washing machines and medical procedures. Repayments are set up at an affordable amount over 6 to 12 months.

For eligibility requirements please call 9772 2299

 

No credit checks are made as this is a program based on trust and respect.

We offer a range of people-centred, affordable financial programs for people on low incomes at different financial stages of their lives.

Our aim, together with those of our community partners, is to enable clients to realise their own economic wellbeing, as they define it themselves, through appropriate financial services. As a result, people feel valued, accepted, included and in control of their own finances and lives.

 

WHAT ARE THE LOANS FOR?

Household items like fridges, washing machines, stoves, dryers, freezers and furniture

Some medical and dental services

Education essentials such as computers and text books and some other item as requested.